ResearchResearch paperEfficiency & Inference · Hardware & Compute1 source · Oct 18, 2026

PACT: NVFP4 Data-Flow LoRA Fine-Tuning on Consumer GPUs

We present PACT, a LoRA fine-tuning system that accelerates frozen projections with native NVFP4 GEMMs while reducing quantization and dequantization overhead and limiting quantization error.

Key points

  • Fine-tuning language models on consumer GPUs is constrained by computation and memory.
  • To reduce activation memory, PACT reuses quantized RMSNorm outputs and saves gate/up activations in NVFP4 for backward.
  • To limit numerical error, it preserves BF16 inputs for forward nonlinear operations and calibrates frozen weights offline using GPTQ adapted to NVFP4 scales and quantized activations.
  • Evaluations across multiple models and tasks on a 16\,GB RTX 5080 show lower memory usage and faster LoRA fine-tuning with competitive accuracy, enabling model adaptation on resource-constrained consumer hardware.

Sources (1)

  • [1]PACT: NVFP4 Data-Flow LoRA Fine-Tuning on Consumer GPUs
    arXiv (AI, ML, NLP, CV, robotics, multi-agent) · Oct 18, 06:14 AM
    We present PACT, a LoRA fine-tuning system that accelerates frozen projections with native NVFP4 GEMMs while reducing quantization and dequantization overhead and limiting quantization error.
    Fine-tuning language models on consumer GPUs is constrained by computation and memory.

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